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Activate to earn 3X Arvest Flex Rewards points on up to $5,000 in eligible health and wellness purchases made with your Arvest Flex RewardsTM Personal Credit Card between January 11 and March 5, 2021. The bonus offer must be activated online by clicking the activation button in your Rewards Account or by calling (800) 356-8085, select "1" for "Consumer Cardholder," select option "7" for "Rewards." Bonus points will only be awarded on eligible purchases from January 11,2021 or the day the bonus is activated (whichever is the latest) through March 5, 2021. Bonus points will be applied based on transaction date and not the date the transaction posts to your account. Merchants are assigned a merchant category code (MCC) based upon the merchant's primary line of business. Purchases eligible for 3X rewards points are identified using the merchant's MCC code. Purchases made at merchants whose MCC is classified as the following will receive 3X rewards points: medical, dental, ophthalmic, hospital equipment and supplies, wholesales clubs, miscellaneous general merchandise, grocery stores and supermarkets, freezer and locker meat provisioners, miscellaneous food stores, sports and riding apparel stores, drug store and pharmacies, bicycle shops, sporting goods stores, book stores, hearing aids, prosthetic devices, massage parlors, health and beauty spas, dance studios, membership clubs, doctors and physicians, dentists, osteopaths, chiropractors, optometrists, opticians, podiatrists and chiropodists, hospitals, medical laboratories, medical services and health practitioners. Arvest has no control over how merchants assign MCCs to classify their business; if retailers do not process transactions using MCCs applicable to this bonus offer, you will not earn bonus points on those purchases. Purchases made through third parties and not directly with a merchant whose MCC code is listed above may not be eligible for bonus offer. Arvest reserves the right to determine which purchases qualify for bonus points. Purchases can be made by the primary cardholder or any additional cardholders on a single Card Account. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, convenience check transactions, purchases of traveler's checks, purchases or reloading of prepaid cards or purchases of other cash equivalents. Bonus points will be applied to your account within three billing cycles after your qualifying purchase. To be eligible for the bonus offer, the Card Account must be open and not in default as of the date the bonus points are applied. For complete details, ask an Arvest associate or go to arvest.com/rewards.

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